By being mindful of my budgeting, saving, and spending habits, I was able to:
- Grow my savings from four to five figures, a little over $20,000 in a two year period,
- Pay all bills in a timely manner,
- Pay off two cars,
- Not worry about bills,
- And not live with credit card debt.
Your income will determine how much you can save, but you can gain control of your money! Money habits determine money conditions. With simple changes, you'll see progress in your financial situation. The course includes a one-time payment with unlimited access to materials, resources, and any updates.
- Living paycheck to paycheck
- Not having enough money to pay bills
- Missed payments
- Late payments
- Late fees for missed bill payments
- Deep credit card debt
- Overspending
- Feeling bad when you know you’ve spent money that you should not have
- Emotional spending to make yourself feel better
- Endless financial worries
Not having enough money leads to missed bill payments or late payments.
Missed or late bill payments leads to late fees.
Overspending leads to overdraft fees.
What makes it even worse….
Not being able to spend time with friends on much-needed get-aways or
Not being able to buy a gift that your child or loved one really wanted, and you knew they wanted it
If you’re tired of struggling with your money, I understand. I mean, you make money but you don’t see it, you don’t see where it’s going, and you’re tired of having next to nothing left over after struggling to pay your bills.
Are you even ready for unexpected emergencies? 🤯
It’s time to stop struggling with your money and bills!
I’m going to teach you how to…..
It’s time!
If you’re ready to.....
- Get better control of your finances
- Gain control of your spending
- Manage your income, don't just spend it
- Manage extra money (like tax refunds, payouts from accidents, student refund checks, and more) for an actual ROI
- Be purposeful with your spending and saving
- Use a practical budgeting system
- Get rid of budgeting complications
- Pay bills on time
- Decrease expenses
- Decrease debt
- Save more money
- Live freely!
Then, you need to join my Personal Money Management Course where I go over the very money management principles that I live by. I’m not teaching you what someone else taught me, or what I found online. This is what I learned through my own experience, so it’s tried and true!
My money management principles are proven for success to the point where I’ve used them at every income level; low income, mid-income, and higher earning income. And you can too - starting today!
What you'll get includes:
- "The budget seminar was very informative and practical. I think that you explained financial concepts in a way that was very easy to understand, and I left with clear steps I can apply to my own finances right away. The resources provided were useful. I appreciate the advice and the opportunity to take this course. I look forward to putting into practice what I learned and hopefully saving more than I have been able o. Thank you again."Q. Murphy
- "HI! Thanks so much for letting me try your course. I think you have a great product!"A. Freeman
- "Good evening. I have completed Cheria Houston's course on Personal Money Management and it was very insightful. The excel sheet provided for budgeting is user friendly and I recommend getting into contact if you want to manage your money better."Kathryn J.
- "I liked how you gave such detailed explanations and examples for each lesson. I especially liked the 4 types of savings we should have..Overall, I found this course to be beneficial..."Tiara S.
- "Thank you so much for opening your course to me! It's clear how much time you put into the course and the materials that come with it. I like that the spreadsheet has some automations and formulas that make it easier to navigate. Your transparency about your journey was very helpful."Brenda
it's time to get started!
*Best if you don't want to pay for course and 1:1 assistance separately!
Course
Regular Price is $127
One-time Payment, Forever Access
Money Savings Challenge
My name is Cheriamor Houston. I'm a Strategic Operations Consultant, helping nonprofit organizations and businesses achieve efficiency and excellence in their systems. I'm also a former Development Manager (nonprofit fundraising) and former Real Estate Associate.
I've lived with low income (as low as $800 per month to approximately $1,500 per month) and increased my salary over time. I have also experienced homelessness and had to start over from scratch. Through every phase of life, when employed and underemployed, I've learned to manage my money and develop strategies to make sure that all of my bills are paid in a timely manner and find ways to save money, allowing me to live without financial anxiety or distress. I eventually learned about using credit cards to my advantage. I was hesitant, but opened just one account. I never missed any payments and neverdrowned in any credit card debt. I've learned to save money and still live freely. In fact, my course is centered on the inspiration of reaching $20,000 in two years. My goal is to teach individuals and families the same money management principles that I've been living by for over 15 years. That's why I developed Cheriamor's Personal Money Management Principles course. More than just a budget template, you'll learn my exact steps and strategies to reposition you for better money management.
Education & Credentials:
Master's in Nonprofit Administration, North Park University
Certified Process Improvement Specialist (CPIS), Six Sigma Global Institute
Certificate in Organizational Analysis, Stanford University
Certificate in Fundraising Management, North Park University
Grant Writing Training, Illinois Department of Human Services (IDHS)
DISCLAIMER: The savings amounts noted on this sales page are examples from my personal experience. All customers and students should be aware that there is no promise or guarantee that everyone’s outcome from this course will be the same as my experience, nor may similar results come within the same timeframe as my experience. Each person’s outcomes will be based on a number of different factors, including but may not be limited to, their personal financial situation in terms of total income and expenses, as well as spending habits, and level of understanding and discipline of content taught in the course. NO ONE should expect to save $20,000 in two years or $10,000 in one year as a result of this course, as each student’s actual outcomes may be higher or lower based on previously mentioned factors.
